:root {
    /* Brand Colors */
    --color-primary:          #1B3A6B; /* Deep Indigo — trust, financial seriousness */
    --color-primary-dark:     #132B52;
    --color-primary-light:    #264D8B;
    --color-secondary:        #0F766E;
    --color-secondary-dark:   #0C5E57;
    --color-secondary-light:  #14B8A6;

    /* Accent — Warm Amber: RESERVED for Verified & Featured ONLY */
    --color-accent:           #F2B90A;
    --color-accent-dark:      #D4A008;
    --color-accent-light:     #FBBF24;
    --color-accent-bg:        #FFFBEB;

    /* Status Colors */
    --color-licensed:         #16A34A;
    --color-licensed-bg:      #F0FDF4;
    --color-licensed-border:  #BBF7D0;
    --color-pending:          #D97706;
    --color-pending-bg:       #FFFBEB;
    --color-pending-border:   #FDE68A;
    --color-unlicensed:       #DC2626;
    --color-unlicensed-bg:    #FEF2F2;
    --color-unlicensed-border:#FECACA;
    --color-investigation:    #7C3AED;
    --color-investigation-bg: #F5F3FF;
    --color-investigation-border: #DDD6FE;

    /* UI Colors */
    --color-bg:               #FAFAF8; /* Base Off-white */
    --color-surface:          #FFFFFF;
    --color-surface-2:        #F1F5F9;
    --color-border:           #E2E8F0;
    --color-border-strong:    #CBD5E1;

    /* Text */
    --color-text:             #0F172A;
    --color-text-secondary:   #475569;
    --color-text-muted:       #94A3B8;
    --color-text-inverse:     #FFFFFF;

    /* Typography */
    --font-heading: 'Space Grotesk', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --font-sans:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

    /* Shadows */
    --shadow-sm:   0 1px 2px 0 rgba(15,23,42,0.05);
    --shadow-md:   0 4px 6px -1px rgba(15,23,42,0.1), 0 2px 4px -2px rgba(15,23,42,0.05);
    --shadow-lg:   0 10px 15px -3px rgba(15,23,42,0.1), 0 4px 6px -4px rgba(15,23,42,0.05);
    --shadow-xl:   0 20px 25px -5px rgba(15,23,42,0.1), 0 8px 10px -6px rgba(15,23,42,0.05);
    --shadow-card: 0 2px 8px rgba(15,23,42,0.08);

    /* Border Radius */
    --radius-sm:   4px;
    --radius-md:   8px;
    --radius-lg:   12px;
    --radius-xl:   16px;
    --radius-2xl:  24px;
    --radius-full: 9999px;

    /* Spacing */
    --space-1:  4px;
    --space-2:  8px;
    --space-3:  12px;
    --space-4:  16px;
    --space-5:  20px;
    --space-6:  24px;
    --space-8:  32px;
    --space-10: 40px;
    --space-12: 48px;
    --space-16: 64px;
    --space-20: 80px;
    --space-24: 96px;

    /* Layout */
    --max-width:        1280px;
    --max-width-narrow: 900px;
    --nav-height:       68px;

    /* Transitions */
    --transition-fast:   150ms ease;
    --transition-normal: 250ms ease;
    --transition-slow:   350ms ease;
}

/* ============================================================
   GLOBAL RESET
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
    font-family: var(--font-sans);
    font-size: 15px;
    line-height: 1.65;
    color: var(--color-text);
    background-color: var(--color-bg);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}
h1, h2, h3, h4, h5, h6 { font-family: var(--font-heading); }
a { color: inherit; text-decoration: none; }
img, video { max-width: 100%; height: auto; display: block; }

/* ============================================================
   LAYOUT CONTAINERS
   ============================================================ */
.lny-container {
    width: 100%;
    max-width: var(--max-width);
    margin-left: auto;
    margin-right: auto;
    padding-left: var(--space-6);
    padding-right: var(--space-6);
}
.lny-container--narrow { max-width: var(--max-width-narrow); }

/* ============================================================
   NAVIGATION
   ============================================================ */
.lny-nav {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--color-border);
    height: var(--nav-height);
    display: flex;
    align-items: center;
}

.lny-nav__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
}

/* Heading Font Rule */
h1, h2, h3, h4, h5, h6,
.lny-hero__title,
.lny-section__title,
.lny-single-hero__title,
.lny-form-title,
.lny-result-card__title,
.lny-nav__logo {
    font-family: var(--font-heading);
}

.lny-nav__logo {
    display: flex;
    align-items: center;
    gap: var(--space-3);
    font-size: var(--font-size-xl);
    font-weight: var(--font-weight-extrabold);
    color: var(--color-primary);
    text-decoration: none;
}

.lny-nav__logo img {
    height: 38px;
    max-height: 42px;
    width: auto;
    object-fit: contain;
}

.lny-nav__menu {
    display: flex;
    align-items: center;
    gap: var(--space-1);
    /* centered between logo and CTA */
    flex: 1;
    justify-content: center;
}

.lny-nav__menu a {
    padding: var(--space-2) var(--space-4);
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-medium);
    color: var(--color-text-secondary);
    border-radius: var(--radius-md);
    transition: color var(--transition-fast), background var(--transition-fast);
    text-decoration: none;
    white-space: nowrap;
}

.lny-nav__menu a:hover {
    color: var(--color-primary);
    background: var(--color-surface-2);
}

/* County Dropdown */
.lny-county-dropdown-wrapper {
    position: relative;
    display: inline-block;
}

.lny-county-toggle {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    padding: var(--space-2) var(--space-4);
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-medium);
    color: var(--color-text-secondary);
    background: none;
    border: none;
    border-radius: var(--radius-md);
    cursor: pointer;
    transition: color var(--transition-fast), background var(--transition-fast);
    font-family: var(--font-sans);
    white-space: nowrap;
}
.lny-county-toggle:hover { color: var(--color-primary); background: var(--color-surface-2); }
.lny-county-toggle[aria-expanded="true"] { color: var(--color-primary); background: var(--color-surface-2); }

.lny-county-dropdown {
    display: none;
    position: absolute;
    top: calc(100% + 6px);
    left: 0;
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    padding: var(--space-2);
    min-width: 220px;
    z-index: 1000;
    max-height: 380px;
    overflow-y: auto;
}
.lny-county-dropdown.is-open { display: block; }

.lny-county-dropdown__item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: var(--space-2) var(--space-3);
    font-size: var(--font-size-sm);
    color: var(--color-text-secondary);
    border-radius: var(--radius-md);
    text-decoration: none;
    transition: all var(--transition-fast);
}
.lny-county-dropdown__item:hover { background: var(--color-bg); color: var(--color-primary); }

.lny-county-dropdown__count {
    font-size: 11px;
    color: var(--color-text-muted);
    background: var(--color-surface-2);
    padding: 1px 6px;
    border-radius: var(--radius-full);
}

.lny-county-dropdown__empty {
    display: block;
    padding: var(--space-3);
    font-size: var(--font-size-sm);
    color: var(--color-text-muted);
}

/* NAV CTA */
.lny-nav__cta {
    display: flex;
    align-items: center;
    gap: var(--space-3);
    flex-shrink: 0;
}

.lny-nav__trust-pill {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    font-size: var(--font-size-xs);
    color: var(--color-text-muted);
    white-space: nowrap;
}

/* Footer white logo */
.lny-footer__logo-link {
    display: inline-block;
    margin-bottom: var(--space-4);
    text-decoration: none;
}
.lny-footer__logo-link img {
    height: 40px;
    width: auto;
    object-fit: contain;
    display: block;
}



.lny-hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    padding: var(--space-2);
    background: none;
    border: none;
}

.lny-hamburger span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--color-text);
    border-radius: 2px;
    transition: transform var(--transition-normal), opacity var(--transition-normal);
}

.lny-hamburger.is-active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.lny-hamburger.is-active span:nth-child(2) { opacity: 0; }
.lny-hamburger.is-active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.lny-mobile-menu {
    display: none;
    position: fixed;
    top: var(--nav-height);
    left: 0;
    right: 0;
    background: var(--color-surface);
    border-bottom: 1px solid var(--color-border);
    padding: var(--space-4);
    z-index: 999;
    box-shadow: var(--shadow-lg);
}

.lny-mobile-menu.is-open { display: block; }

.lny-mobile-menu a {
    display: block;
    padding: var(--space-3) var(--space-4);
    font-size: var(--font-size-md);
    color: var(--color-text);
    border-radius: var(--radius-md);
    border-bottom: 1px solid var(--color-border);
}

.lny-mobile-menu a:last-child { border-bottom: none; }

/* ---- BUTTONS ---- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-2);
    padding: 10px var(--space-6);
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-semibold);
    border-radius: var(--radius-md);
    border: 2px solid transparent;
    cursor: pointer;
    transition: all var(--transition-fast);
    text-decoration: none;
    white-space: nowrap;
    line-height: 1.4;
}

.btn--primary {
    background: var(--color-primary);
    color: var(--color-text-inverse);
    border-color: var(--color-primary);
}
.btn--primary:hover, .btn--primary:focus-visible {
    background: var(--color-accent);
    border-color: var(--color-accent);
    color: #0F172A; /* dark text on amber for legibility */
    transform: translateY(-1px);
    box-shadow: 0 4px 16px rgba(242,185,10,0.35);
}

.btn--secondary {
    background: transparent;
    color: var(--color-primary);
    border-color: var(--color-primary);
}
.btn--secondary:hover, .btn--secondary:focus-visible {
    background: var(--color-accent);
    border-color: var(--color-accent);
    color: #0F172A;
}

.btn--outline {
    background: var(--color-surface);
    color: var(--color-text);
    border-color: var(--color-border-strong);
}
.btn--outline:hover, .btn--outline:focus-visible {
    border-color: var(--color-accent);
    color: var(--color-primary);
    box-shadow: 0 2px 8px rgba(242,185,10,0.2);
}

.btn--sm {
    padding: var(--space-2) var(--space-4);
    font-size: var(--font-size-xs);
}

.btn--lg {
    padding: var(--space-4) var(--space-8);
    font-size: var(--font-size-md);
    border-radius: var(--radius-lg);
}

.btn:disabled {
    opacity: 0.55;
    cursor: not-allowed;
    transform: none !important;
}

/* ---- TRUST STRIP ---- */
.lny-trust-strip {
    background: linear-gradient(135deg, #0F172A 0%, #1E293B 100%);
    color: var(--color-text-inverse);
    padding: var(--space-4) 0;
    text-align: center;
}

.lny-trust-strip__inner {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-8);
    flex-wrap: wrap;
}

.lny-trust-stat {
    display: flex;
    align-items: center;
    gap: var(--space-3);
}

.lny-trust-stat__icon {
    width: 32px;
    height: 32px;
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: 15px;
}

.lny-trust-stat__icon--green  { background: rgba(22,163,74,0.2);  color: #4ADE80; }
.lny-trust-stat__icon--blue   { background: rgba(27,58,107,0.35); color: #93C5FD; }
.lny-trust-stat__icon--red    { background: rgba(220,38,38,0.2);  color: #FCA5A5; }

.lny-trust-stat__text strong {
    display: block;
    font-size: var(--font-size-xl);
    font-weight: var(--font-weight-bold);
    line-height: 1.1;
}
.lny-trust-stat__text span {
    font-size: var(--font-size-xs);
    color: rgba(255,255,255,0.65);
    text-transform: uppercase;
    letter-spacing: 0.6px;
}

.lny-trust-strip__divider {
    width: 1px;
    height: 36px;
    background: rgba(255,255,255,0.15);
}

/* ---- HERO SECTION ---- */
.lny-hero {
    position: relative;
    min-height: 800px;
    display: flex;
    align-items: center;
    overflow: hidden;
    background: linear-gradient(135deg, #0A1628 0%, #1B3A6B 50%, #264D8B 100%);
}

.lny-hero__bg {
    position: absolute;
    inset: 0;
    background-image: url('../hero-section.png');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    opacity: 0.12;
    z-index: 0;
}

.lny-hero__overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(10,22,40,0.88) 0%, rgba(27,58,107,0.25) 100%);
    z-index: 1;
}

.lny-hero__content {
    position: relative;
    z-index: 2;
    max-width: 780px;
}

.lny-hero__eyebrow {
    display: inline-flex;
    align-items: center;
    gap: var(--space-2);
    padding: var(--space-2) var(--space-4);
    background: rgba(242,185,10,0.15);
    border: 1px solid rgba(242,185,10,0.4);
    border-radius: var(--radius-full);
    color: #F2B90A;
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-medium);
    margin-bottom: var(--space-6);
    letter-spacing: 0.3px;
}

.lny-hero__title {
    font-size: clamp(36px, 6vw, 64px);
    font-weight: var(--font-weight-extrabold);
    color: var(--color-text-inverse);
    line-height: 1.1;
    margin-bottom: var(--space-6);
    letter-spacing: -1px;
}

.lny-hero__title span {
    background: linear-gradient(135deg, #60A5FA, #0B5FFF);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.lny-hero__subtitle {
    font-size: var(--font-size-lg);
    color: rgba(255,255,255,0.72);
    line-height: var(--line-height-relaxed);
    margin-bottom: var(--space-10);
    max-width: 560px;
}

.lny-hero__actions {
    display: flex;
    align-items: center;
    gap: var(--space-4);
    flex-wrap: wrap;
}

/* Hero Search Box */
.lny-hero-search {
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: var(--radius-2xl);
    padding: var(--space-6);
    backdrop-filter: blur(12px);
    margin-top: var(--space-10);
}

.lny-hero-search__title {
    color: rgba(255,255,255,0.85);
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-medium);
    margin-bottom: var(--space-4);
    text-transform: uppercase;
    letter-spacing: 0.7px;
}

.lny-hero-search__fields {
    display: flex;
    gap: var(--space-3);
    flex-wrap: wrap;
}

.lny-hero-search select,
.lny-hero-search input {
    flex: 1;
    min-width: 160px;
    padding: var(--space-3) var(--space-4);
    background: rgba(255,255,255,0.12);
    border: 1px solid rgba(255,255,255,0.2);
    border-radius: var(--radius-md);
    color: var(--color-text-inverse);
    font-size: var(--font-size-sm);
    outline: none;
    transition: border-color var(--transition-fast), background var(--transition-fast);
    appearance: none;
    -webkit-appearance: none;
}

.lny-hero-search select:focus,
.lny-hero-search input:focus {
    border-color: var(--color-primary-light);
    background: rgba(255,255,255,0.18);
}

.lny-hero-search select option { color: var(--color-text); background: var(--color-surface); }
.lny-hero-search ::placeholder { color: rgba(255,255,255,0.45); }

/* ---- SECTION HEADERS ---- */
.lny-section {
    padding: var(--space-20) 0;
}

.lny-section--gray { background: var(--color-bg); }
.lny-section--white { background: var(--color-surface); }
.lny-section--dark {
    background: linear-gradient(135deg, #0F172A, #1E293B);
    color: var(--color-text-inverse);
}

.lny-section__header {
    margin-bottom: var(--space-10);
}

.lny-section__eyebrow {
    display: inline-flex;
    align-items: center;
    gap: var(--space-2);
    color: var(--color-primary);
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-semibold);
    text-transform: uppercase;
    letter-spacing: 0.8px;
    margin-bottom: var(--space-3);
}

.lny-section__title {
    font-size: var(--font-size-3xl);
    font-weight: var(--font-weight-bold);
    color: var(--color-text);
    line-height: var(--line-height-tight);
    margin-bottom: var(--space-3);
}

.lny-section--dark .lny-section__title { color: var(--color-text-inverse); }

.lny-section__subtitle {
    font-size: var(--font-size-md);
    color: var(--color-text-secondary);
    max-width: 600px;
}

.lny-section--dark .lny-section__subtitle { color: rgba(255,255,255,0.65); }

/* ---- BADGE SYSTEM (Load-Bearing — color + icon + label always) ---- */
.badge {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    padding: 3px 10px;
    border-radius: var(--radius-full);
    font-size: var(--font-size-xs);
    font-weight: var(--font-weight-semibold);
    letter-spacing: 0.3px;
    white-space: nowrap;
    border: 1px solid;
    vertical-align: middle;
}

.badge svg { flex-shrink: 0; }

/* CBK License Status Badges */
.badge--licensed {
    background: var(--color-licensed-bg);
    color: var(--color-licensed);
    border-color: var(--color-licensed-border);
}

.badge--pending {
    background: var(--color-pending-bg);
    color: var(--color-pending);
    border-color: var(--color-pending-border);
}

.badge--unlicensed {
    background: var(--color-unlicensed-bg);
    color: var(--color-unlicensed);
    border-color: var(--color-unlicensed-border);
}

.badge--investigation {
    background: var(--color-investigation-bg);
    color: var(--color-investigation);
    border-color: var(--color-investigation-border);
}

/* Verified Badge — gold/amber ONLY, shield icon */
.badge--verified {
    background: var(--color-accent-bg);
    color: #92600A;
    border-color: var(--color-accent);
    box-shadow: 0 0 0 1px rgba(242,185,10,0.3);
}

/* Featured Badge — gold accent, visually distinct from verified */
.badge--featured {
    background: linear-gradient(135deg, #92600A, var(--color-accent-dark));
    color: var(--color-text-inverse);
    border-color: var(--color-accent-dark);
}

/* ---- LOAN CARDS ---- */
.lny-grid {
    display: grid;
    gap: var(--space-6);
}
.lny-grid--3 { grid-template-columns: repeat(3, 1fr); }
.lny-grid--2 { grid-template-columns: repeat(2, 1fr); }
.lny-grid--4 { grid-template-columns: repeat(4, 1fr); }

.loan-card {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-card);
    transition: transform var(--transition-normal), box-shadow var(--transition-normal);
    display: flex;
    flex-direction: column;
    position: relative;
}

.loan-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-xl);
}

.loan-card--featured {
    border-color: var(--color-accent);
    box-shadow: var(--shadow-featured);
}

.loan-card--featured:hover {
    box-shadow: 0 0 0 2px var(--color-accent), 0 16px 40px rgba(242,185,10,0.25);
}

.loan-card__featured-label {
    background: linear-gradient(90deg, var(--color-accent-dark), var(--color-accent));
    color: var(--color-text-inverse);
    font-size: var(--font-size-xs);
    font-weight: var(--font-weight-bold);
    padding: var(--space-1) var(--space-3);
    text-align: center;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

.loan-card__image {
    position: relative;
    aspect-ratio: 16/9;
    overflow: hidden;
    background: var(--color-surface-2);
}

.loan-card__image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform var(--transition-slow);
}

.loan-card:hover .loan-card__image img {
    transform: scale(1.04);
}

.loan-card__logo {
    position: absolute;
    bottom: var(--space-3);
    left: var(--space-3);
    width: 44px;
    height: 44px;
    border-radius: var(--radius-md);
    border: 2px solid var(--color-surface);
    background: var(--color-surface);
    object-fit: contain;
    box-shadow: var(--shadow-md);
}

.loan-card__badges {
    position: absolute;
    top: var(--space-3);
    right: var(--space-3);
    display: flex;
    flex-direction: column;
    gap: var(--space-1);
    align-items: flex-end;
}

.loan-card__body {
    padding: var(--space-5);
    display: flex;
    flex-direction: column;
    gap: var(--space-3);
    flex: 1;
}

.loan-card__title {
    font-size: var(--font-size-md);
    font-weight: var(--font-weight-bold);
    color: var(--color-text);
    line-height: var(--line-height-snug);
}

.loan-card__title a {
    color: inherit;
    text-decoration: none;
}
.loan-card__title a:hover { color: var(--color-primary); }

.loan-card__amount {
    display: flex;
    align-items: center;
    gap: var(--space-2);
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-semibold);
    color: var(--color-secondary);
}

.loan-card__amount-label {
    font-size: var(--font-size-xs);
    color: var(--color-text-muted);
    font-weight: var(--font-weight-normal);
}

.loan-card__meta {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-2) var(--space-4);
    font-size: var(--font-size-xs);
    color: var(--color-text-secondary);
}

.loan-card__meta-item {
    display: flex;
    align-items: center;
    gap: 4px;
}

.loan-card__rating {
    display: flex;
    align-items: center;
    gap: var(--space-2);
}

.stars {
    display: inline-flex;
    gap: 1px;
    color: var(--color-accent);
}

.stars__empty { color: var(--color-border-strong); }

.loan-card__footer {
    padding: var(--space-4) var(--space-5);
    border-top: 1px solid var(--color-border);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: var(--space-3);
}

/* ---- FEATURED DIVIDER ---- */
.lny-featured-divider {
    display: flex;
    align-items: center;
    gap: var(--space-4);
    margin: var(--space-10) 0 var(--space-6);
}

.lny-featured-divider::before,
.lny-featured-divider::after {
    content: '';
    flex: 1;
    height: 1px;
    background: var(--color-border);
}

.lny-featured-divider__label {
    font-size: var(--font-size-xs);
    font-weight: var(--font-weight-semibold);
    color: var(--color-text-muted);
    text-transform: uppercase;
    letter-spacing: 0.8px;
    white-space: nowrap;
}

/* ---- FEATURED CAROUSEL ---- */
.lny-carousel {
    position: relative;
    overflow: hidden;
}

.lny-carousel__track {
    display: flex;
    gap: var(--space-6);
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    padding-bottom: var(--space-4);
}

.lny-carousel__track::-webkit-scrollbar { display: none; }

.lny-carousel__track .loan-card {
    flex: 0 0 340px;
    scroll-snap-align: start;
}

.lny-carousel__controls {
    display: flex;
    justify-content: center;
    gap: var(--space-3);
    margin-top: var(--space-6);
}

.lny-carousel__btn {
    width: 40px;
    height: 40px;
    border-radius: var(--radius-full);
    border: 2px solid var(--color-border);
    background: var(--color-surface);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-text-secondary);
    transition: all var(--transition-fast);
}

.lny-carousel__btn:hover {
    border-color: var(--color-primary);
    color: var(--color-primary);
    background: var(--color-primary);
    color: white;
}

/* ---- SINGLE LOAN APP DETAIL ---- */
.lny-single-hero {
    background: linear-gradient(135deg, #050E2B 0%, #0B1D4A 100%);
    padding: var(--space-16) 0 var(--space-12);
    color: var(--color-text-inverse);
}

.lny-single-hero__inner {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: var(--space-8);
    align-items: start;
}

.lny-single-hero__logo {
    width: 100px;
    height: 100px;
    border-radius: var(--radius-xl);
    border: 3px solid rgba(255,255,255,0.15);
    object-fit: contain;
    background: rgba(255,255,255,0.08);
    padding: var(--space-3);
    flex-shrink: 0;
}

.lny-single-hero__meta {
    display: flex;
    align-items: center;
    gap: var(--space-3);
    flex-wrap: wrap;
    margin-bottom: var(--space-4);
}

.lny-single-hero__title {
    font-size: var(--font-size-4xl);
    font-weight: var(--font-weight-extrabold);
    line-height: var(--line-height-tight);
    margin-bottom: var(--space-4);
    letter-spacing: -0.5px;
}

.lny-single-hero__excerpt {
    color: rgba(255,255,255,0.7);
    font-size: var(--font-size-md);
    max-width: 600px;
}

/* Content Panels */
.lny-content-grid {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: var(--space-8);
    align-items: start;
}

.lny-panel {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-xl);
    overflow: hidden;
    margin-bottom: var(--space-6);
}

.lny-panel__header {
    padding: var(--space-5) var(--space-6);
    border-bottom: 1px solid var(--color-border);
    display: flex;
    align-items: center;
    gap: var(--space-3);
}

.lny-panel__icon {
    width: 36px;
    height: 36px;
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.lny-panel__icon--blue  { background: rgba(11,95,255,0.1); color: var(--color-primary); }
.lny-panel__icon--green { background: rgba(22,163,74,0.1); color: var(--color-licensed); }
.lny-panel__icon--red   { background: rgba(220,38,38,0.1); color: var(--color-unlicensed); }
.lny-panel__icon--amber { background: var(--color-accent-bg); color: var(--color-accent-dark); }

.lny-panel__title {
    font-size: var(--font-size-md);
    font-weight: var(--font-weight-bold);
    color: var(--color-text);
}

.lny-panel__body {
    padding: var(--space-6);
}

/* License Trust Panel — Priority Visual */
.lny-trust-panel {
    border-color: var(--color-primary);
    background: linear-gradient(135deg, #EFF6FF, var(--color-surface));
}

.lny-trust-panel .lny-panel__header {
    background: linear-gradient(135deg, rgba(11,95,255,0.06), rgba(11,95,255,0.02));
    border-bottom-color: rgba(11,95,255,0.15);
}

.lny-data-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: var(--space-4);
    padding: var(--space-3) 0;
    border-bottom: 1px solid var(--color-border);
    font-size: var(--font-size-sm);
}

.lny-data-row:last-child { border-bottom: none; }

.lny-data-row__label {
    color: var(--color-text-secondary);
    font-weight: var(--font-weight-medium);
    flex-shrink: 0;
    min-width: 140px;
}

.lny-data-row__value {
    color: var(--color-text);
    text-align: right;
    font-weight: var(--font-weight-semibold);
    word-break: break-word;
}

/* Warning flags panel */
.lny-warning-panel {
    background: var(--color-unlicensed-bg);
    border-color: var(--color-unlicensed-border);
    border-left: 4px solid var(--color-unlicensed);
}

.lny-warning-panel .lny-panel__header {
    background: transparent;
    border-bottom-color: var(--color-unlicensed-border);
}

.lny-warning-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.lny-warning-list li {
    display: flex;
    align-items: flex-start;
    gap: var(--space-3);
    padding: var(--space-3) 0;
    border-bottom: 1px solid var(--color-unlicensed-border);
    font-size: var(--font-size-sm);
    color: var(--color-unlicensed);
}

.lny-warning-list li:last-child { border-bottom: none; }

/* Loan Terms Grid */
.lny-terms-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-4);
}

.lny-term-card {
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-4);
}

.lny-term-card__label {
    font-size: var(--font-size-xs);
    font-weight: var(--font-weight-semibold);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--color-text-muted);
    margin-bottom: var(--space-1);
}

.lny-term-card__value {
    font-size: var(--font-size-lg);
    font-weight: var(--font-weight-bold);
    color: var(--color-text);
}

.lny-term-card__value--primary { color: var(--color-primary); }
.lny-term-card__value--secondary { color: var(--color-secondary); }

/* App Download Buttons */
.lny-app-links {
    display: flex;
    gap: var(--space-3);
    flex-wrap: wrap;
}

.lny-app-btn {
    display: flex;
    align-items: center;
    gap: var(--space-3);
    padding: var(--space-3) var(--space-5);
    background: var(--color-text);
    color: var(--color-text-inverse);
    border-radius: var(--radius-md);
    font-size: var(--font-size-sm);
    text-decoration: none;
    transition: all var(--transition-fast);
}

.lny-app-btn:hover {
    background: var(--color-primary);
    color: var(--color-text-inverse);
    transform: translateY(-1px);
}

.lny-app-btn__sub {
    font-size: var(--font-size-xs);
    opacity: 0.75;
    display: block;
}

.lny-app-btn__main {
    font-weight: var(--font-weight-bold);
    display: block;
}

/* USSD / Paybill chips */
.lny-code-chip {
    display: inline-flex;
    align-items: center;
    gap: var(--space-2);
    padding: var(--space-2) var(--space-4);
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    font-family: monospace;
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-semibold);
    color: var(--color-text);
}

/* ---- BREADCRUMBS ---- */
.lny-breadcrumbs {
    display: flex;
    align-items: center;
    gap: var(--space-2);
    font-size: var(--font-size-xs);
    color: rgba(255,255,255,0.55);
    margin-bottom: var(--space-6);
    flex-wrap: wrap;
}

.lny-breadcrumbs a {
    color: rgba(255,255,255,0.65);
    transition: color var(--transition-fast);
}

.lny-breadcrumbs a:hover { color: var(--color-text-inverse); }

.lny-breadcrumbs__sep { opacity: 0.4; }
.lny-breadcrumbs--light { color: var(--color-text-muted); }
.lny-breadcrumbs--light a { color: var(--color-text-secondary); }
.lny-breadcrumbs--light a:hover { color: var(--color-primary); }

/* ---- MULTI-STEP FORM ---- */
.lny-submit-page {
    background: var(--color-bg);
    min-height: calc(100vh - var(--nav-height));
    padding: var(--space-16) 0;
}

.lny-form-card {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-2xl);
    box-shadow: var(--shadow-xl);
    overflow: hidden;
}

.lny-step-indicator {
    display: flex;
    background: var(--color-bg);
    border-bottom: 1px solid var(--color-border);
    overflow-x: auto;
}

.lny-step {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: var(--space-2);
    padding: var(--space-5) var(--space-4);
    position: relative;
    min-width: 100px;
    cursor: default;
    border-bottom: 3px solid transparent;
    transition: all var(--transition-fast);
}

.lny-step--active {
    border-bottom-color: var(--color-primary);
    background: rgba(11,95,255,0.04);
}

.lny-step--done {
    border-bottom-color: var(--color-licensed);
}

.lny-step__num {
    width: 28px;
    height: 28px;
    border-radius: var(--radius-full);
    border: 2px solid var(--color-border-strong);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--font-size-xs);
    font-weight: var(--font-weight-bold);
    color: var(--color-text-muted);
    background: var(--color-surface);
    transition: all var(--transition-fast);
}

.lny-step--active .lny-step__num {
    border-color: var(--color-primary);
    color: var(--color-primary);
    background: rgba(11,95,255,0.08);
}

.lny-step--done .lny-step__num {
    border-color: var(--color-licensed);
    background: var(--color-licensed);
    color: white;
}

.lny-step__label {
    font-size: var(--font-size-xs);
    font-weight: var(--font-weight-medium);
    color: var(--color-text-muted);
    text-align: center;
    line-height: 1.3;
}

.lny-step--active .lny-step__label { color: var(--color-primary); }
.lny-step--done .lny-step__label   { color: var(--color-licensed); }

.lny-form-body {
    padding: var(--space-10) var(--space-8);
}

.form-step { display: none; }
.form-step.is-active { display: block; }

.lny-form-title {
    font-size: var(--font-size-2xl);
    font-weight: var(--font-weight-bold);
    margin-bottom: var(--space-2);
}

.lny-form-subtitle {
    color: var(--color-text-secondary);
    font-size: var(--font-size-sm);
    margin-bottom: var(--space-8);
}

.lny-field-group {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-5);
    margin-bottom: var(--space-5);
}

.lny-field-group--full { grid-template-columns: 1fr; }
.lny-field-group--3    { grid-template-columns: repeat(3, 1fr); }

.lny-field {
    display: flex;
    flex-direction: column;
    gap: var(--space-2);
}

.lny-field--full { grid-column: 1 / -1; }

.lny-field label {
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-semibold);
    color: var(--color-text);
}

.lny-field label .required {
    color: var(--color-unlicensed);
    margin-left: 2px;
}

.lny-field input,
.lny-field textarea,
.lny-field select {
    padding: 10px var(--space-4);
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-md);
    font-size: var(--font-size-sm);
    color: var(--color-text);
    background: var(--color-surface);
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
    outline: none;
    width: 100%;
    appearance: none;
    -webkit-appearance: none;
}

.lny-field input:focus,
.lny-field textarea:focus,
.lny-field select:focus {
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(11,95,255,0.12);
}

.lny-field input.error { border-color: var(--color-unlicensed); }
.lny-field .field-error {
    font-size: var(--font-size-xs);
    color: var(--color-unlicensed);
    display: none;
}
.lny-field.has-error .field-error { display: block; }
.lny-field.has-error input,
.lny-field.has-error textarea,
.lny-field.has-error select { border-color: var(--color-unlicensed); }

.lny-field textarea { min-height: 100px; resize: vertical; }

.lny-field__help {
    font-size: var(--font-size-xs);
    color: var(--color-text-muted);
    line-height: 1.4;
}

/* Tier Selection */
.lny-tier-cards {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-5);
    margin-bottom: var(--space-8);
}

.lny-tier-card {
    position: relative;
    border: 2px solid var(--color-border);
    border-radius: var(--radius-xl);
    padding: var(--space-6);
    cursor: pointer;
    transition: all var(--transition-fast);
    background: var(--color-surface);
}

.lny-tier-card:hover { border-color: var(--color-primary); }

.lny-tier-card input[type="radio"] {
    position: absolute;
    opacity: 0;
    width: 0;
    height: 0;
}

.lny-tier-card.is-selected {
    border-color: var(--color-primary);
    background: rgba(11,95,255,0.03);
    box-shadow: 0 0 0 1px var(--color-primary);
}

.lny-tier-card.is-selected--gold {
    border-color: var(--color-accent);
    background: var(--color-accent-bg);
    box-shadow: 0 0 0 1px var(--color-accent), 0 4px 16px rgba(242,185,10,0.15);
}

.lny-tier-card__name {
    font-size: var(--font-size-lg);
    font-weight: var(--font-weight-bold);
    margin-bottom: var(--space-2);
}

.lny-tier-card__price {
    font-size: var(--font-size-3xl);
    font-weight: var(--font-weight-extrabold);
    color: var(--color-primary);
    margin-bottom: var(--space-4);
    line-height: 1;
}

.lny-tier-card__price span {
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-normal);
    color: var(--color-text-secondary);
}

.lny-tier-card--featured .lny-tier-card__price { color: #92600A; }

.lny-tier-features {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: var(--space-2);
    font-size: var(--font-size-sm);
    color: var(--color-text-secondary);
}

.lny-tier-features li {
    display: flex;
    align-items: flex-start;
    gap: var(--space-2);
}

.lny-tier-features li::before {
    content: '✓';
    color: var(--color-licensed);
    font-weight: var(--font-weight-bold);
    flex-shrink: 0;
    margin-top: 1px;
}

/* Price Summary Box */
.lny-price-summary {
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-lg);
    padding: var(--space-6);
    margin-bottom: var(--space-6);
}

.lny-price-summary__row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: var(--space-3) 0;
    font-size: var(--font-size-sm);
    border-bottom: 1px solid var(--color-border);
}

.lny-price-summary__row:last-child {
    border-bottom: none;
    font-size: var(--font-size-md);
    font-weight: var(--font-weight-bold);
    padding-top: var(--space-4);
}

.lny-price-summary__label { color: var(--color-text-secondary); }
.lny-price-summary__value { font-weight: var(--font-weight-semibold); color: var(--color-text); }
.lny-price-summary__value--total { color: var(--color-primary); font-size: var(--font-size-xl); }

/* Form Navigation */
.lny-form-nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: var(--space-8);
    border-top: 1px solid var(--color-border);
    margin-top: var(--space-8);
}

/* Payment status indicator */
.lny-payment-status {
    text-align: center;
    padding: var(--space-10);
}

.lny-payment-status__icon {
    width: 80px;
    height: 80px;
    border-radius: var(--radius-full);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 36px;
    margin: 0 auto var(--space-6);
}

.lny-payment-status__icon--waiting {
    background: rgba(11,95,255,0.1);
    color: var(--color-primary);
    animation: pulse 2s infinite;
}

.lny-payment-status__icon--success {
    background: rgba(22,163,74,0.1);
    color: var(--color-licensed);
}

.lny-payment-status__icon--failed {
    background: rgba(220,38,38,0.1);
    color: var(--color-unlicensed);
}

@keyframes pulse {
    0%, 100% { transform: scale(1); opacity: 1; }
    50%       { transform: scale(1.06); opacity: 0.85; }
}

/* ---- SUCCESS / FAILED PAGES ---- */
.lny-result-page {
    min-height: calc(100vh - var(--nav-height));
    display: flex;
    align-items: center;
    justify-content: center;
    padding: var(--space-16) var(--space-6);
}

.lny-result-card {
    background: var(--color-surface);
    border-radius: var(--radius-2xl);
    box-shadow: var(--shadow-xl);
    border: 1px solid var(--color-border);
    padding: var(--space-12) var(--space-10);
    text-align: center;
    max-width: 540px;
    width: 100%;
}

.lny-result-card__icon {
    width: 96px;
    height: 96px;
    border-radius: var(--radius-full);
    margin: 0 auto var(--space-6);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 44px;
}

.lny-result-card__icon--success {
    background: linear-gradient(135deg, #BBF7D0, #D1FAE5);
    color: var(--color-licensed);
}

.lny-result-card__icon--failed {
    background: linear-gradient(135deg, #FECACA, #FEE2E2);
    color: var(--color-unlicensed);
}

.lny-result-card__title {
    font-size: var(--font-size-2xl);
    font-weight: var(--font-weight-bold);
    margin-bottom: var(--space-3);
}

.lny-result-card__body {
    color: var(--color-text-secondary);
    font-size: var(--font-size-md);
    margin-bottom: var(--space-8);
    line-height: var(--line-height-relaxed);
}

.lny-result-card__ref {
    display: inline-flex;
    align-items: center;
    gap: var(--space-2);
    padding: var(--space-3) var(--space-5);
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    font-family: monospace;
    font-weight: var(--font-weight-bold);
    font-size: var(--font-size-md);
    margin-bottom: var(--space-6);
}

/* ---- FOOTER ---- */
.lny-footer {
    background: #050E2B;
    color: rgba(255,255,255,0.75);
    padding: var(--space-16) 0 var(--space-8);
}

.lny-footer__top {
    display: grid;
    grid-template-columns: 2fr repeat(3, 1fr);
    gap: var(--space-10);
    padding-bottom: var(--space-10);
    border-bottom: 1px solid rgba(255,255,255,0.08);
    margin-bottom: var(--space-8);
}

.lny-footer__brand .lny-nav__logo {
    font-size: var(--font-size-xl);
    margin-bottom: var(--space-4);
    color: var(--color-text-inverse);
}

.lny-footer__desc {
    font-size: var(--font-size-sm);
    line-height: var(--line-height-relaxed);
    color: rgba(255,255,255,0.55);
    margin-bottom: var(--space-5);
}

.lny-footer__col-title {
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-semibold);
    color: var(--color-text-inverse);
    margin-bottom: var(--space-4);
    text-transform: uppercase;
    letter-spacing: 0.6px;
}

.lny-footer__links {
    display: flex;
    flex-direction: column;
    gap: var(--space-3);
}

.lny-footer__links a {
    font-size: var(--font-size-sm);
    color: rgba(255,255,255,0.55);
    transition: color var(--transition-fast);
}

.lny-footer__links a:hover { color: var(--color-text-inverse); }

.lny-footer__bottom {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: var(--space-4);
    font-size: var(--font-size-xs);
    color: rgba(255,255,255,0.4);
}

.lny-footer__cbk-note {
    background: rgba(22,163,74,0.12);
    border: 1px solid rgba(22,163,74,0.25);
    border-radius: var(--radius-md);
    padding: var(--space-3) var(--space-4);
    font-size: var(--font-size-xs);
    color: rgba(255,255,255,0.6);
    display: flex;
    align-items: flex-start;
    gap: var(--space-2);
    margin-top: var(--space-5);
}

/* ---- UTILITY CLASSES ---- */
.text-center { text-align: center; }
.text-right  { text-align: right; }
.mt-0  { margin-top: 0 !important; }
.mt-4  { margin-top: var(--space-4); }
.mt-6  { margin-top: var(--space-6); }
.mt-8  { margin-top: var(--space-8); }
.mb-4  { margin-bottom: var(--space-4); }
.mb-6  { margin-bottom: var(--space-6); }
.mb-8  { margin-bottom: var(--space-8); }
.d-flex { display: flex; }
.align-center { align-items: center; }
.gap-3 { gap: var(--space-3); }
.gap-4 { gap: var(--space-4); }
.gap-6 { gap: var(--space-6); }
.flex-wrap { flex-wrap: wrap; }
.w-full { width: 100%; }

/* ---- NOTICES ---- */
.lny-notice {
    display: flex;
    align-items: flex-start;
    gap: var(--space-3);
    padding: var(--space-4) var(--space-5);
    border-radius: var(--radius-lg);
    font-size: var(--font-size-sm);
    border: 1px solid;
}

.lny-notice--info {
    background: rgba(11,95,255,0.06);
    border-color: rgba(11,95,255,0.2);
    color: var(--color-primary-dark);
}

.lny-notice--warning {
    background: var(--color-pending-bg);
    border-color: var(--color-pending-border);
    color: #92600A;
}

.lny-notice--error {
    background: var(--color-unlicensed-bg);
    border-color: var(--color-unlicensed-border);
    color: var(--color-unlicensed);
}

.lny-notice--success {
    background: var(--color-licensed-bg);
    border-color: var(--color-licensed-border);
    color: var(--color-licensed);
}

/* ---- PAGINATION ---- */
.lny-pagination {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-2);
    margin-top: var(--space-12);
}

.lny-pagination a,
.lny-pagination span {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: var(--radius-md);
    font-size: var(--font-size-sm);
    font-weight: var(--font-weight-semibold);
    border: 1px solid var(--color-border);
    background: var(--color-surface);
    color: var(--color-text-secondary);
    text-decoration: none;
    transition: all var(--transition-fast);
}

.lny-pagination a:hover {
    border-color: var(--color-primary);
    color: var(--color-primary);
    background: rgba(11,95,255,0.06);
}

.lny-pagination .current {
    background: var(--color-primary);
    border-color: var(--color-primary);
    color: white;
}

/* ---- SEARCH FILTER BAR ---- */
.lny-filter-bar {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-xl);
    padding: var(--space-5);
    display: flex;
    gap: var(--space-3);
    flex-wrap: wrap;
    align-items: flex-end;
    margin-bottom: var(--space-8);
    box-shadow: var(--shadow-sm);
}

.lny-filter-bar select,
.lny-filter-bar input {
    padding: var(--space-3) var(--space-4);
    border: 1.5px solid var(--color-border);
    border-radius: var(--radius-md);
    font-size: var(--font-size-sm);
    color: var(--color-text);
    background: var(--color-bg);
    flex: 1;
    min-width: 140px;
    outline: none;
    transition: border-color var(--transition-fast);
    appearance: none;
}

.lny-filter-bar select:focus,
.lny-filter-bar input:focus {
    border-color: var(--color-primary);
}

/* ---- ARTICLE CARDS (Blog) ---- */
.article-card {
    background: var(--color-surface);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-card);
    transition: transform var(--transition-normal), box-shadow var(--transition-normal);
}

.article-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
}

.article-card__image {
    aspect-ratio: 16/9;
    overflow: hidden;
    background: var(--color-surface-2);
}

.article-card__image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform var(--transition-slow);
}

.article-card:hover .article-card__image img { transform: scale(1.04); }

.article-card__body { padding: var(--space-5); }

.article-card__cat {
    display: inline-block;
    background: rgba(11,95,255,0.08);
    color: var(--color-primary);
    font-size: var(--font-size-xs);
    font-weight: var(--font-weight-semibold);
    padding: 2px var(--space-3);
    border-radius: var(--radius-full);
    margin-bottom: var(--space-3);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.article-card__title {
    font-size: var(--font-size-md);
    font-weight: var(--font-weight-bold);
    line-height: var(--line-height-snug);
    margin-bottom: var(--space-3);
}

.article-card__title a { color: var(--color-text); }
.article-card__title a:hover { color: var(--color-primary); }

.article-card__excerpt {
    font-size: var(--font-size-sm);
    color: var(--color-text-secondary);
    line-height: var(--line-height-relaxed);
    margin-bottom: var(--space-4);
    display: -webkit-box;
    -webkit-line-clamp: 3;
    -webkit-box-orient: vertical;
    overflow: hidden;
}

.article-card__meta {
    display: flex;
    align-items: center;
    gap: var(--space-4);
    font-size: var(--font-size-xs);
    color: var(--color-text-muted);
}

/* ---- TAGS / LIST FORMAT ---- */
.lny-tag-list {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-2);
}

.lny-tag {
    padding: var(--space-1) var(--space-3);
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: var(--radius-full);
    font-size: var(--font-size-xs);
    color: var(--color-text-secondary);
}

.lny-bullet-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: var(--space-2);
}

.lny-bullet-list li {
    display: flex;
    align-items: flex-start;
    gap: var(--space-3);
    font-size: var(--font-size-sm);
    color: var(--color-text-secondary);
    padding: var(--space-2) 0;
    border-bottom: 1px solid var(--color-border);
}

.lny-bullet-list li:last-child { border-bottom: none; }

.lny-bullet-list li::before {
    content: '•';
    color: var(--color-primary);
    font-weight: bold;
    flex-shrink: 0;
    margin-top: 1px;
}

/* No results state */
.lny-empty-state {
    text-align: center;
    padding: var(--space-16) var(--space-6);
}

.lny-empty-state__icon {
    font-size: 56px;
    margin-bottom: var(--space-4);
    opacity: 0.4;
}

.lny-empty-state__title {
    font-size: var(--font-size-xl);
    font-weight: var(--font-weight-bold);
    color: var(--color-text);
    margin-bottom: var(--space-3);
}

.lny-empty-state__body {
    color: var(--color-text-secondary);
    font-size: var(--font-size-md);
    max-width: 400px;
    margin: 0 auto var(--space-6);
}

/* ======================================
   RESPONSIVE BREAKPOINTS
   ====================================== */

/* Tablet — ≤1024px */
@media (max-width: 1024px) {
    .lny-grid--3 { grid-template-columns: repeat(2, 1fr); }
    .lny-grid--4 { grid-template-columns: repeat(2, 1fr); }
    .lny-footer__top { grid-template-columns: 1fr 1fr; gap: var(--space-8); }
    .lny-content-grid { grid-template-columns: 1fr; }
    .lny-single-hero__inner { grid-template-columns: 1fr; }
    .lny-single-hero__logo { width: 72px; height: 72px; }
}

/* Mobile Large — ≤768px */
@media (max-width: 768px) {
    :root {
        --space-20: 56px;
        --space-16: 48px;
    }

    .lny-nav__menu { display: none; }
    .lny-hamburger { display: flex; }
    .lny-nav__cta .btn { display: none; }

    .lny-grid--3,
    .lny-grid--2 { grid-template-columns: 1fr; }

    .lny-trust-strip__inner { gap: var(--space-5); }
    .lny-trust-strip__divider { display: none; }

    .lny-hero { min-height: 640px; }
    .lny-hero__actions { flex-direction: column; align-items: flex-start; }

    .lny-hero-search__fields { flex-direction: column; }

    .lny-section { padding: var(--space-12) 0; }

    .lny-footer__top { grid-template-columns: 1fr; gap: var(--space-8); }

    .lny-form-body { padding: var(--space-6) var(--space-5); }
    .lny-field-group { grid-template-columns: 1fr; }
    .lny-field-group--3 { grid-template-columns: 1fr; }
    .lny-tier-cards { grid-template-columns: 1fr; }

    .lny-terms-grid { grid-template-columns: 1fr 1fr; }

    .lny-step-indicator { display: none; } /* show numeric only on mobile */

    .lny-result-card { padding: var(--space-8) var(--space-5); }

    .lny-container { padding-left: var(--space-4); padding-right: var(--space-4); }
}

/* Mobile Small — ≤480px */
@media (max-width: 480px) {
    .lny-hero__title { font-size: 32px; }
    .lny-single-hero__title { font-size: 26px; }
    .lny-section__title { font-size: var(--font-size-2xl); }
    .lny-terms-grid { grid-template-columns: 1fr; }
    .lny-form-nav { flex-direction: column; gap: var(--space-3); }
    .lny-form-nav .btn { width: 100%; }
    .lny-app-links { flex-direction: column; }
    .lny-price-summary { padding: var(--space-4); }
}