Okash
CBK Licensed ✓ CBK Verified
Okash
Interest
14%
Kenya's #1 CBK-Verified Loan App Directory
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We verify CBK licensing status, loan terms, and borrower ratings for every app in our directory — so you can borrow with confidence, not guesswork.
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8
CBK-Licensed Lenders
8
Manually Verified Listings
0
Flagged / Under Investigation
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CBK Verified Loan Apps in Kenya
Browse verified digital credit providers independently cross-checked against the Central Bank of Kenya register.
Fuliza
CBK Licensed ✓ CBK Verified
Fuliza
Interest
1%
Timiza
CBK Licensed ✓ CBK Verified
Timiza
Interest
5%
KCB M-Pesa
CBK Licensed ✓ CBK Verified
KCB M-Pesa
Interest
8.6%
M-Shwari
CBK Licensed ✓ CBK Verified
M-Shwari
Interest
7.5%
Zenka
CBK Licensed ✓ CBK Verified
Zenka
Interest
9%
Branch
CBK Licensed ✓ CBK Verified
Branch
Interest
9%
Tala
CBK Licensed ✓ CBK Verified
Tala
Interest
7%
Nationwide Coverage
Browse by County
Loan apps active across Kenya's 47 counties.
Borrower Education
Loan Guides & Borrower Tips
Understanding CBK licensing, spotting predatory apps, and borrowing safely in Kenya.
Instant M-Pesa Loans
Best Instant M-Pesa Loan Apps in Kenya Without Registration Fee
Guide to genuine instant M-Pesa loan apps in Kenya that disburse cash without requiring upfront deposit or registration payments.
CRB & Credit Clearance
Loan Apps That Don’t Check CRB Listing in Kenya: Options & Alternatives
Options available for Kenyan borrowers listed on CRB, how Safaricom overdrafts work, and how to avoid upfront fee scams.
CRB & Credit Clearance
How to Check CRB Status Online in Kenya & Get Clearance Certificate
Step-by-step guide to checking your CRB status online in Kenya via Metropol USSD *433#, TransUnion Nipashe, and obtaining a clearance certificate.
Interest Rates & Comparisons
Tala vs Branch vs Zenka: Interest Rates, Limits & Repayment Fees Compared
Compare Tala, Branch, and Zenka. Learn which app offers higher limits, cheaper fees, and flexible repayment terms.
Interest Rates & Comparisons
Top 10 Lowest Interest Rate Loan Apps in Kenya (2026 Comparison)
Compare interest rates, facility fees, and loan limits across licensed Kenyan mobile loan apps to find the cheapest option for your needs.
CBK Licensing & Regulations
Unlicensed Loan Apps in Kenya: List of Red Flags & How to Protect Yourself
Identify unlicensed loan apps operating in Kenya, common predatory tactics, contact harassment rules, and where to report unauthorized lenders.
For Lenders
Get Your Loan App Listed on Loanely
Reach borrowers who are actively looking for licensed, trustworthy lenders. Basic listing from KES 500.
Payment clears via M-Pesa STK Push. All listings go through admin review before going live.