⚠️ Important Notice Before You Borrow
Loanely is an information-only directory. We do not lend money, advise you to borrow, or endorse any specific loan app. Always verify a lender's license status directly on the CBK website before applying for a loan.
🏦 Not a Financial Advisor
Nothing on loanely.co.ke constitutes financial, investment, legal, or tax advice. Loan app listings, interest rate summaries, and comparison information are provided for general informational purposes only. You should consult a qualified financial professional before making any borrowing decisions.
🛡️ Independent of the CBK
Loanely is an independent private directory. We are not affiliated with, endorsed by, or in any way connected to the Central Bank of Kenya (CBK). The CBK licensing status we display reflects our research based on publicly available CBK registers. Licensing status can change — a lender may have their licence suspended or revoked after our last review. Always confirm current status directly at centralbank.go.ke.
📊 Accuracy of Loan Terms
Interest rates, loan amounts, repayment periods, processing fees, and other loan terms displayed on Loanely are compiled from lender submissions, app store listings, and publicly available sources. These figures may be outdated, rounded, or represent typical ranges rather than exact figures. Actual terms offered to you by a lender may differ based on your credit profile, loan amount, and lender policy at the time of your application. Always confirm exact terms with the lender before signing any agreement.
⭐ Reviews & Ratings
Reviews and star ratings on individual loan app listings are submitted by members of the public and represent their personal opinions. Loanely moderates reviews before publication but cannot verify the accuracy of every claim made. Reviews do not represent the views of Loanely. A positive review is not a recommendation to borrow, and a negative review does not necessarily mean a lender is predatory or unlicensed.
🔗 Third-Party Websites
Loanely links to external websites including Google Play Store, Apple App Store, lender websites, and the CBK website. We have no control over the content, privacy policies, or practices of third-party websites. We are not responsible for any loss or damage arising from your use of any linked external site. Links do not constitute endorsement of the linked site or its content.
💳 Featured Listings Are Paid
Some loan apps appearing at the top of our homepage and search results are "Featured Listings" — paid placements by lenders who have purchased premium directory positions. Featured status does not imply that Loanely endorses that lender, recommends their products, or has verified their loan terms beyond our standard checks. Featured lenders must still meet our basic listing criteria and hold a valid CBK licence (if applicable to their product).
⚖️ No Liability for Borrowing Outcomes
Loanely accepts no responsibility or liability for any financial loss, credit damage, personal distress, or other harm resulting from loans obtained via lenders discovered through our directory. Your loan agreement is solely between you and the lender. Loanely is not a party to any such agreement and has no ability to intervene in disputes between borrowers and lenders. If you have a dispute with a lender, contact the CBK's Consumer Protection Department at cpd@centralbank.go.ke.
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