Why Loanely Exists
Kenya has over 50 mobile lending apps. Many are legitimate, some are CBK-licensed, and a few are predatory — charging illegal interest, accessing your contacts without consent, or operating with zero regulatory oversight.
Before Loanely, checking whether an app was legally registered meant hunting through CBK PDFs, cross-referencing app store listings, and hoping user reviews were accurate. Most borrowers skipped it entirely.
We built Loanely to make that research unnecessary. One place, verified information, plain language — so every Kenyan can make an informed decision before they borrow.
"Check before you borrow. Know before you owe."
— The Loanely Team
Our Verification Process
Every loan app listed on Loanely goes through a multi-step review before appearing in results.
Discovery
We identify new loan apps from the CBK Digital Credit Providers register, app stores, and community reports.
CBK Verification
We cross-reference every lender against the official CBK register to confirm current licensing status.
Profile Build
We document loan terms, interest rates, app store links, USSD codes, and contact information.
Ongoing Monitoring
Listings are reviewed monthly. Status changes — suspensions, revocations, new licenses — are updated in real time.
Our Core Values
Independence
We are not affiliated with any lender, bank, or financial institution. Our ratings are never influenced by commercial relationships.
Accuracy
Every piece of information is verified from primary sources — the CBK register, official app stores, and direct lender contact.
Accessibility
Free for every Kenyan borrower. Always. Our revenue comes from lenders paying for directory placement, not from users.